> For a complete page index, fetch https://docs.transak.com/llms.txt
# Transak Different KYC Levels
Transak offers a multi-level KYC structure to balance user convenience with regulatory compliance. Each level is designed for a different type of user, from someone making a quick low-value purchase to an institution moving large amounts.
The [Multi-level KYC](https://transak.com/kyc) are:
1. **Level 1** — Light KYC
2. **Level 2** — Standard KYC
3. **Level 3** — Enhanced KYC
## KYC Levels
| KYC Level | Purpose | Transaction Limits | Onboarding Time |
| ------------------------- | ------------------------------------------------ | ------------------ | ----------------- |
| **Level 1: Light KYC** | Quick onboarding for low-value transactions | \$10 to \$200 | Around 30 seconds |
| **Level 2: Standard KYC** | Higher limits for everyday Web3 use cases | Up to \$25,000 | Around 10 minutes |
| **Level 3: Enhanced KYC** | High-value transactions and institutional access | Up to \$75,000 | Up to 1 day |
## Key Factors for KYC Level Classification
| Key Factor | Description |
| --------------------------- | -------------------------------------------------------------------------------------------------- |
| **KYC Country** | The country selected by the user in their address document |
| **Transaction Limits** | Based on payment method, product type, fiat currency, and transaction amount |
| **Time Based Limits** | Daily, monthly, and yearly caps applied on top of per-transaction limits |
| **Risk Engine Evaluation** | Internal risk engine prompts Standard KYC when initial checks are not satisfied |
| **Fiat and Payment Method** | Some fiat and payment method combinations are not allowed under Light KYC and trigger Standard KYC |
### KYC Country
Some countries are not eligible for Light KYC due to local compliance requirements. You can check which countries support Light KYC using the [Get Countries API](https://docs.transak.com/reference/get-countries). The `isLightKycAllowed` flag in the response tells you whether Light KYC is available for that country.
## Documents Required
Different KYC levels need different documents. The table below shows what is collected at each level.
| Document | Light | Standard | Enhanced |
| ----------------------------------------------------------------- | ------------------------------------------- | ------------------------------------------- | ------------------------------------------- |
| **Name** | Yes | Yes | Yes |
| **Phone Number** | Yes | Yes | Yes |
| **Date of Birth** | Yes | Yes | Yes |
| **Address** | Yes | Yes | Yes |
| **Country** | Yes | Yes | Yes |
| **SSN (US only)** | Yes | Yes | Yes |
| **ID Verification (Photo)** | No | Yes | Yes |
| **Live Selfie** | No | Yes | Yes |
| **Additional Documents (Proof of income, source of funds, etc.)** | No | No | Yes |