> For a complete page index, fetch https://docs.transak.com/llms.txt

# Transak Different KYC Levels

Transak offers a multi-level KYC structure to balance user convenience with regulatory compliance. Each level is designed for a different type of user, from someone making a quick low-value purchase to an institution moving large amounts.

The [Multi-level KYC](https://transak.com/kyc) are:

1. **Level 1** — Light KYC
2. **Level 2** — Standard KYC
3. **Level 3** — Enhanced KYC

## KYC Levels

| KYC Level                 | Purpose                                          | Transaction Limits | Onboarding Time   |
| ------------------------- | ------------------------------------------------ | ------------------ | ----------------- |
| **Level 1: Light KYC**    | Quick onboarding for low-value transactions      | \$10 to \$200      | Around 30 seconds |
| **Level 2: Standard KYC** | Higher limits for everyday Web3 use cases        | Up to \$25,000     | Around 10 minutes |
| **Level 3: Enhanced KYC** | High-value transactions and institutional access | Up to \$75,000     | Up to 1 day       |

## Key Factors for KYC Level Classification

| Key Factor                  | Description                                                                                        |
| --------------------------- | -------------------------------------------------------------------------------------------------- |
| **KYC Country**             | The country selected by the user in their address document                                         |
| **Transaction Limits**      | Based on payment method, product type, fiat currency, and transaction amount                       |
| **Time Based Limits**       | Daily, monthly, and yearly caps applied on top of per-transaction limits                           |
| **Risk Engine Evaluation**  | Internal risk engine prompts Standard KYC when initial checks are not satisfied                    |
| **Fiat and Payment Method** | Some fiat and payment method combinations are not allowed under Light KYC and trigger Standard KYC |

### KYC Country

Some countries are not eligible for Light KYC due to local compliance requirements. You can check which countries support Light KYC using the [Get Countries API](https://docs.transak.com/reference/get-countries). The `isLightKycAllowed` flag in the response tells you whether Light KYC is available for that country.

## Documents Required

Different KYC levels need different documents. The table below shows what is collected at each level.

| Document                                                          | Light | Standard | Enhanced |
| ----------------------------------------------------------------- | ----- | -------- | -------- |
| **Name**                                                          | Yes   | Yes      | Yes      |
| **Phone Number**                                                  | Yes   | Yes      | Yes      |
| **Date of Birth**                                                 | Yes   | Yes      | Yes      |
| **Address**                                                       | Yes   | Yes      | Yes      |
| **Country**                                                       | Yes   | Yes      | Yes      |
| **SSN (US only)**                                                 | Yes   | Yes      | Yes      |
| **ID Verification (Photo)**                                       | No    | Yes      | Yes      |
| **Live Selfie**                                                   | No    | Yes      | Yes      |
| **Additional Documents (Proof of income, source of funds, etc.)** | No    | No       | Yes      |

> Understand Simple, Standard, and Enhanced KYC tiers and how to route users through each flow